If you own Premium Bonds or are just curious to see who won the top £1 million prize, look no further. National Savings and Investment (NS&I) has announced the 2024 September winners. Only two lucky winners get to claim the top million-pound prize with the first claimed by a winner from West Sussex with the bond number 388VE682612. The owner's winning bond was valued at £18,101 and was purchased in April 2020 with an overall holding of £18,101. The second Premium Bond winner to claim £1 million is from Manchester with bond number 569RS008033. The winner has an overall holding of £21,700 with a winning bond worth £10,000 purchased in February 2024. Every month only two winners take home £1 million but plenty of other prizes are available, with 71 people winning the second prize of £100,000 and 141 claiming £50,000. You can check the September big winners via the NS&I website here. The monthly draw gives participants the opportunity to win tax-free prizes each month, ranging from £25 to £1m. In addition, almost 100 account holders can also look forward to a windfall of £100,000 to help take the edge of that back-to-school feeling. Offered by National Savings and Investment (NS&I), a government-owned savings bank, this investment scheme gives bondholders the chance to win in place of regular interest on deposited funds. The first winner clinching the top prize of £1m for September 2024 comes from West Sussex with the number 388VE682612, and a bond purchased in April 2020. They have a bond value of £18,101. The second winner scooping £1m comes from Manchester with the number 569RS008033, and a bond purchased in February this year. They have a bond value of £10,000. The remaining high-value prize winners receive cash bonuses ranging from £100,000 to £5,000. There are also winners in the medium and lower value bands, ranging from £1,000 to £25. Premium bonds are one of the UK’s most popular ways to save, and can be a fun option as long as you’re happy to accept that there’s no guarantee they will offer a consistent income. A person can hold up to £50,000 in premium bonds, with each £1 bond having an equal chance of winning a prize in the monthly prize draw – if they are eligible to be entered. And while there’s no guarantee they will offer a consistent income, they are described by the NS&I as a “fun way to save”. The prize fund rate has increased significantly in the past year, reflecting the UK’s rising interest rates, and currently stands at its highest point in almost a quarter of a century. If you hold premium bonds and want to check if you’ve won a prize in the latest monthly draw, you can use the NS&I online prize checker here. Alternatively, you can download the free app from iOS or Android. Amazon Alexa devices can also check for you, “remembering” back across the past six prize draws. To check on your bonds, you will need your unique holder’s number, which can be found on your bond record or by logging into your account on the NS&I website. It will have either nine of 10 digits or be an eight-digit number with a letter at the end. Prizes don’t carry a time limit, so you can claim as far back as the original 1957 draw. To reduce the potential for leaving prizes unclaimed, premium bonds holders can opt to have them paid directly in their bank account or automatically reinvested into more bonds. NS&I says almost nine out of 10 prizes are now paid this way – you can find out more details here. The prize fund rate for premium bonds is currently 4.4 per cent with the odds of winning at 21,000/1. Previously, NS&I raised the prize fund interest rate for September to 4.65 per cent from 4 per cent, the highest since March 1999. As of November 2023, NS&I said there were 2,324,683 unclaimed premium bond prizes, worth a total of £81,025,600.
Kwame Osei
Reporter
Dedicated reporter bringing you the latest updates.
